Credit Unions typically charge fewer and lower fees than other financial institutions. When comparing credit unions to banks, you could save up to hundreds of dollars each year simply by using your credit union. With help from your credit union, you manage how you earn, spend, and save your money. Don't waste your money on fees you can avoid.
Effective May 1, 2011
The following fees may be assessed in connection with your account(s) as described in the Account Agreement:
| ATM Services |
| ATM Transaction (At ATMs not owned by CPFCU) |
$1.00/ Transaction |
| Card Replacement (ATM/ Debit card) |
$5.00/ Card |
| Transfer at ATM |
$0.25/ Transfer |
| Balance Inquiry at ATM |
$0.25/ Inquiry |
| Checking (Share Draft) Account |
|
Overdraft Protection Transfer
(Limit of six non-signature transactions per month on share savings
account per Regulation D)
|
$3.00/ Transfer |
| Overdraft |
$28.00/ Item |
| Returned Item |
$28.00/ Item |
| Stop Payment (When funds available) |
$10.00 |
| Stop Payment (When funds not available) |
$28.00 |
| Copy of Cleared Check |
$1.50/ Copy* |
|
Temporary Checks
(One sheet of four free at account opening upon request)
|
$1.00/ Sheet of Four |
| Personalized Checks |
Prices Vary |
| Money Market Savings Account |
|
Excessive Withdrawals/ Transfers (After three per month)
|
$10.00/ Transaction |
| Miscellaneous Fees / Services |
| Official Check (Payable to third party) |
$2.00/ Each* |
| Money Order |
$2.00/ Each* |
| Checks Sent for Collection |
$10.00/ Item |
|
Foreign Item Collection (Only accepted if over $250.00)
|
Varies by Amount |
| Deposited Items Returned |
$10.00/ Item |
| Copy of Deposited Item |
$1.50/ Item |
|
Account Research or Reconciliation
(Minimum one hour + .20/page for copies + postage cost)
|
$20.00/ Hour
|
| Xerox Copies (First five pages free) |
$0.10/ Page* |
| Fax (Outgoing) |
$1.00/ Page* |
| Account History Printout |
$1.00/ Page* |
| Statement Copies |
$1.00/ Page* |
| Return Mail |
$5.00/ Item |
| Incorrect Address |
$5.00/ Month |
| Levy/ Garnishment/ Subpoena |
$30.00/ Each |
|
Check Cashing Services (Minimum $1.00 fee)
|
1% Check Amount |
| Wire Transfers |
| Domestic Transfer (Incoming or outgoing) |
$10.00/ Transfer |
| Foreign Transfer (Incoming or outgoing) |
$35.00/ Transfer |
| Western Union |
$15.00/ Transfer |
| Safe Deposit Boxes |
| Annual Rental size 3x5 |
$15.00** |
| Annual Rental size 3x10 |
$25.00** |
| Annual Rental size 5x10 |
$40.00** |
|
Annual Rental size 10x10
(Size 10x10 only available at Sylacauga location)
|
$70.00** |
| Change of Locks |
Cost |
| Drilling of Boxes |
Cost |
Effective as of May 1, 2011. All fees and charges are subject to change. Fees assessed to your account will appear on your account statement.
**
New Horizons Club members receive 10% discount on annual rental of safe deposit box.
Contact your local branch for more information.
